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Help attachment - Greatest Essay Services - Top Rated Essay and Resume Writing Services

Essay: Bill to Reform Californias Defective recipe rebate system by California will help families to make medications

by Colleen Henderson

Among the worst fears of the parents, this is recognizable by his child a weakening chronic illness. If it happens, parents make for the ride in front of themselves and hope that there are treatments that make their child enable to have a good quality of life. In my case, I was first relieved to find it out that there was a drug to treat my daughter's rare autoimmune disease, causing painful bubbles over their entire body to be shocked only to the self with insurance coverage, the cost of their own Medication to learn was wildly huge in the amount of $ 5,300 per month. Do this situation worse? Find out that my health plan probably paid far less for the exact medicine. Fortunately, there is now an invoice before California legislators who resolve this situation depending on patients in pharmacy counters get a break.

Montage Bill 933, written by Assembly Tom Daly, reformed, which is known as a recipe drug discount system. His name sounds promising, assuming that consumers like other discount programs receive money on their purchases. But that does not happen at all. No, instead of reducing the cost of patients at the pharmacy counter, the recipe drug discount system easily brings money into the bags of insurance companies and their pharmacy middle members.

After I dug deeper, I found that in the current system insurer Support pharmacy money manager (PBMS) to negotiate discounts with drug manufacturers so that insurers do not have to pay the full list price for medications. For example, a PBM can negotiate the list price of $ 500 for a drug to $ 300 when the drug is accessed by a patient, the discount is $ 200. Shocking that 200 $ does not go to the patient, but is dropped between the insurance company and the PBM. It is surprising for me that the current system makes money for businesses, while consumers like I fight to get medical medicines or without going.

After a recent history in the Wall Street Journal, it is clear that Middlemen and insurers enhance prices and make massive profits while patients in the middle. Several surveys, including one of the family Kaiser Family Foundation, have found that almost 30 percent of patients skip or ration their medicines due to high costs.

In the case of my daughter, we offered no facilitation of the forbidden costs of the medication of my daughter after our insurance company, we decided to contact the drug manufacturer to see if they could help. After months of talking to the drug instrument - at this point, my daughter did not receive the immediate treatment she needed - we were able to secure discounts and coupons that make them much more affordable to buy the medication of my owned every month. Unfortunately, not everyone has the time or the ability as we did, and they should not have to.

Fortunately, from 933 can help fix this broken system by specifying health insurance at least 90 percent of the discount dollars at the pharmacy counter. The passage of from 933 will help allocate all patients to provide their medications (s) to protect life and livelihood.

Colleen Henderson is the parent of a child with a rare auto-immunist.

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